From covering payroll to expanding your premises, Harborlight Trust business loans give you the working capital you need to grow with confidence. Unsecured options, flexible tenures and decisions within 24 hours.
9.75%
Rate from (p.a.)
Up to $500k
Loan amount
84 mo
Max tenure
24 hrs
Decision time
Choose your business loan
Most Popular
Fast Business Cash
Short-term working capital to keep your business moving.
9.75%
Rate from (p.a.)
Apply Now
Flexible Credit Line
Draw funds as you need them, up to your approved limit.
10.50%
Rate from (p.a.)
Apply Now
Unsecured Term Loan
A lump-sum loan for growth without putting up security.
9.75%
Rate from (p.a.)
Apply Now
Quick Approval
Decisions within 24 hours of a complete application.
No Collateral
Unsecured funding based on business performance.
Flexible Repayment
Tenures and cycles shaped around your cash flow.
Full Transparency
No hidden fees, no undisclosed charges, ever.
Rates & terms
Detail Value
Rate of interest 9.75% p.a. onwards Loan amount $10,000 - $500,000 Tenure Up to 84 months Processing fee Up to 1% of loan amount Prepayment Nil after 12 months Collateral Not required Approval time Within 24 hours
Eligibility
How to apply in four steps
1
Tell us about your business
Complete a quick online application.
2
Get approved
A decision within 24 hours.
3
Review your offer
Clear terms, no hidden charges.
4
Receive your funds
Disbursed to your business account fast.
Frequently asked questions
What can I use a business loan for?
Working capital, equipment, inventory and expansion are all eligible uses for a business loan.
Is collateral required?
No. Most of our business loans are unsecured, based on your business performance and credit.
How fast is approval?
We aim to give a decision within 24 hours and disburse shortly after.
Fund your growth
Apply for a business loan today and keep your cash flow moving.
