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Compare Cards

Every Harborlight card, side by side - credit, debit, premium and virtual.

Compare all of our cards in one place. Pick a category below, expand any card for full details, or apply for the card that fits you best.

Compare cards

Card Card Name Annual Fee Rewards / Benefit Best For Action
Credit Cards
Credit
Harborlight
•••• •••• •••• 4242
Card Holder
Rewards Expires
12 / 28
Harborlight Rewards Rewards
$0 2 pts / $150 Everyday cashback Apply Now
Expand Details

Card Information

  • 2 reward points per $150 spent
  • Redeem points as cashback
  • Zero fuel surcharge

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Credit
Harborlight
•••• •••• •••• 5521
Card Holder
Privilege Expires
10 / 28
Harborlight Privilege Privilege
$0 6 pts / $150 Welcome benefits Apply Now
Expand Details

Card Information

  • Welcome benefit up to 10,000 bonus points
  • Earn 6 points per $150 spent
  • Dedicated check-in benefits

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Credit
Harborlight
•••• •••• •••• 8834
Card Holder
Platinum Expires
08 / 29
Harborlight Platinum Lifestyle
$0 3 pts / $150 Dining & movies Apply Now
Expand Details

Card Information

  • 25% off movies and up to 20% off dining
  • Welcome gift of discount vouchers
  • 3 reward points per $150 spent

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Credit
Harborlight
•••• •••• •••• 3361
Card Holder
Dining Expires
03 / 29
Harborlight Dining Dining
$0 2 pts / $150 Food lovers Apply Now
Expand Details

Card Information

  • 2 reward points per $150 spent
  • Redeem points as cashback
  • Zero fuel surcharge

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Credit
Harborlight
•••• •••• •••• 7710
Card Holder
Signature Expires
09 / 28
Harborlight Signature Premium
$0 3 pts / $150 Travel rewards Apply Now
Expand Details

Card Information

  • 25% off movies and up to 20% off dining
  • Welcome gift of discount vouchers
  • 3 reward points per $150 spent

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Credit
Harborlight
•••• •••• •••• 2245
Card Holder
Corporate Expires
11 / 29
Harborlight Corporate Business
$0 6 pts / $1,500 Business spend Apply Now
Expand Details

Card Information

  • Welcome corporate benefit up to 40,000 bonus points
  • Earn 6 points per $1,500 spent
  • Business travel and expense perks

What We Like

  • 0% intro APR on purchases
  • 0% intro APR on balance transfers
  • No annual fee on selected cards

What to Consider

  • Regular APR: 13.99% - 23.99%, variable
  • Balance transfer APR: 13.99% - 23.99%, variable
  • 3% foreign transaction fee on some cards
Debit Cards
Debit
Harborlight
•••• •••• •••• 4801
Card Holder
Classic Debit Expires
11 / 28
Harborlight Classic Debit Visa Debit
$0 1% cashback Everyday spending Apply Now
Expand Details

Card Information

  • No annual fee
  • Free ATM withdrawals
  • Contactless payments

What We Like

  • No monthly account fees
  • Fee-free ATM withdrawals
  • Real-time alerts and instant card freeze

What to Consider

  • Daily contactless and ATM limits apply
  • Withdrawal limits vary by account type
Debit
Harborlight
•••• •••• •••• 7235
Card Holder
Student Debit Expires
09 / 28
Harborlight Student Debit Student
$0 2% campus cashback Students Apply Now
Expand Details

Card Information

  • Cashback on campus spends
  • No monthly fee
  • Instant card freeze in the app

What We Like

  • No monthly account fees
  • Fee-free ATM withdrawals
  • Real-time alerts and instant card freeze

What to Consider

  • Daily contactless and ATM limits apply
  • Withdrawal limits vary by account type
Debit
Harborlight
•••• •••• •••• 9102
Card Holder
Elite Debit Expires
01 / 29
Harborlight Elite Debit Premium Debit
$0 3% cashback Frequent spenders Apply Now
Expand Details

Card Information

  • Enhanced ATM limits
  • Travel and lifestyle benefits
  • Dedicated support line

What We Like

  • No monthly account fees
  • Fee-free ATM withdrawals
  • Real-time alerts and instant card freeze

What to Consider

  • Daily contactless and ATM limits apply
  • Withdrawal limits vary by account type
Premium Cards
Premium
Harborlight
•••• •••• •••• 5521
Card Holder
Platinum Expires
06 / 29
Harborlight Platinum Credit
$0 5% travel credit Lifestyle rewards Apply Now
Expand Details

Card Information

  • 25% off movies and dining
  • Welcome bonus points
  • Zero fuel surcharge

What We Like

  • No foreign transaction fees
  • Airport lounge access
  • Metal card option available

What to Consider

  • Higher income requirement may apply
  • Annual fee applies on select tiers
Premium
Harborlight
•••• •••• •••• 8834
Card Holder
Signature Expires
08 / 29
Harborlight Signature Credit
$95 2x points Frequent flyers Apply Now
Expand Details

Card Information

  • Airport lounge access
  • Comprehensive travel insurance
  • Priority support line

What We Like

  • No foreign transaction fees
  • Airport lounge access
  • Metal card option available

What to Consider

  • Higher income requirement may apply
  • Annual fee applies on select tiers
Premium
Harborlight
•••• •••• •••• 4470
Card Holder
Infinite Expires
12 / 29
Harborlight Infinite Credit
$295 5x points Luxury perks Apply Now
Expand Details

Card Information

  • Personal concierge service
  • Luxury travel credits
  • Metal card option

What We Like

  • No foreign transaction fees
  • Airport lounge access
  • Metal card option available

What to Consider

  • Higher income requirement may apply
  • Annual fee applies on select tiers
Virtual Cards
Virtual
Harborlight
•••• •••• •••• 6601
Card Holder
Virtual Standard Expires
02 / 28
Virtual Standard One-Time
$0 Instant numbers Online security Apply Now
Expand Details

Card Information

  • Single-use card numbers
  • Instant creation in the app
  • Zero additional fees

What We Like

  • Instant creation in the app
  • Real card never exposed online
  • Works with all major wallets

What to Consider

  • Online purchases only
  • Single-use numbers expire after first use
Virtual
Harborlight
•••• •••• •••• 3379
Card Holder
Virtual Pro Expires
05 / 28
Virtual Pro Multi-Use
$0 Merchant limits Recurring payments Apply Now
Expand Details

Card Information

  • Reusable with merchant limits
  • Set expiry per card
  • Works with major wallets

What We Like

  • Instant creation in the app
  • Real card never exposed online
  • Works with all major wallets

What to Consider

  • Online purchases only
  • Single-use numbers expire after first use
Virtual
Harborlight
•••• •••• •••• 1288
Card Holder
Virtual Enterprise Expires
07 / 29
Virtual Enterprise Business
$0 Team controls Business teams Apply Now
Expand Details

Card Information

  • Multiple team cards
  • Spend limits per card
  • Central dashboard control

What We Like

  • Instant creation in the app
  • Real card never exposed online
  • Works with all major wallets

What to Consider

  • Online purchases only
  • Single-use numbers expire after first use
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