International banking with Harborlight Trust covers global payments, multi-currency accounts and foreign exchange at competitive rates. Whether you send money home, study abroad, or run an international lifestyle, we make cross-border banking simple.
30+
Currencies
120+
Countries served
0.5%
FX markup
1-3
Delivery days
Choose your international solution
Multi-Currency Account
Hold, send and receive in 30+ currencies in one place.
30+
Currencies supported
Hold 30+ major currencies
Local receiving details for USD, EUR, GBP
Instant currency conversion
Free to open and maintain
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Most Popular
Global Money Transfer
Fast, low-cost transfers to 120+ countries.
0.5%
FX markup
Deliver in 1-3 business days
Low transparent fees
Recipient pays in local currency
Track every transfer in real time
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Foreign Currency Deposit
Fixed deposit accounts in major world currencies.
0.40%
Interest (APY)
Fixed terms from 1 to 12 months
Competitive currency rates
Interest paid at maturity
Available in USD, EUR and GBP
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Fast Delivery
Most transfers arrive within one business day.
Secure Payments
Multi-factor authentication and 24/7 monitoring.
Transparent Fees
See the full cost and exchange rate before you send.
Dedicated Support
Cross-border specialists available around the clock.
Rates & fees
Detail Value
Currencies supported 30+
FX markup From 0.5%
Transfer fee From $0
Delivery time 1-3 business days
Receive USD / EUR / GBP Free
SWIFT tracking Included
How to open in four steps
1
Open an account
Apply online with verified identity.
2
Convert or fund
Move money in from your local account.
3
Send securely
Enter recipient details and confirm the rate.
4
Track delivery
Follow the transfer until it arrives.
Frequently asked questions
How fast do international transfers arrive?
Most arrive within one to three business days depending on the destination country.
Are there hidden fees?
No. We show the exchange rate, fees and total cost before you confirm any transfer.
Can I hold multiple currencies?
Yes. The multi-currency account lets you hold, send and receive in 30+ currencies.
Go international
Open a multi-currency account and move money worldwide with ease.