Welcome to Harborlight Trust

Whether you are building an emergency fund or saving for a big goal, our savings accounts reward consistent savers with competitive interest and flexible access. Automate your savings and watch your balance grow.

0.85% High-yield APY
$0 Monthly fee
$25 To get started
250k FDIC insured

Choose your savings account

Everything included

Auto-Save

Round up purchases and sweep spare change into savings.

Goal Tracking

Create saving goals and watch your progress.

Rate Alerts

Get notified when rates change so you never miss out.

FDIC Insured

Your deposits are insured up to $250,000.

Rates & fees

How to open in four steps

1

Pick your account

Choose the savings account that matches your goals.

2

Open online

Apply in minutes with just a few details.

3

Automate your savings

Set recurring transfers or round-ups.

4

Watch it grow

Track interest and goals in the app.

Frequently asked questions

Interest is calculated daily and paid monthly, compounding so your balance grows faster.
Yes. Move funds to checking instantly and withdraw at fee-free ATMs.
Just $25 to get started with any savings account.

Start saving smarter

Open a savings account today and earn more on every dollar.

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