Harborlight Trust personal loans give you fast access to funds for anything from a medical emergency to a destination wedding. Choose your amount, pick a tenure that suits your budget and enjoy a simple application with no collateral required.
11.50%
Rate from (p.a.)
Up to $100k
Loan amount
60 mo
Max tenure
24 hrs
Decision time
Choose your personal loan
Most Popular
General Personal Loan
Borrow for any personal need, from a vacation to a big purchase.
11.50%
Rate from (p.a.)
Apply Now
Medical & Emergency Loan
Fast funds for medical bills and unexpected expenses.
12.00%
Rate from (p.a.)
Apply Now
Wedding & Travel Loan
Fund your special day or your dream trip without draining savings.
11.75%
Rate from (p.a.)
Apply Now
Fast Approval
Get an in-principle decision within 24 hours.
No Collateral
Unsecured borrowing based on income and credit.
Flexible Amounts
Borrow from $1,000 up to $100,000.
Early Payoff
Repay early with no penalty after 12 months.
Rates & terms
Detail Value
Rate of interest 11.50% p.a. onwards Loan amount $1,000 - $100,000 Tenure Up to 60 months Processing fee Up to 1.5% of loan amount Prepayment Nil after 12 months Minimum monthly income $2,500 Eligibility age Up to 60 at maturity
Eligibility
How to apply in four steps
1
Check your rate
See your personalized rate without affecting your credit score.
2
Apply online
Submit your details in a secure five-minute application.
3
Get approved
Receive a decision within 24 hours, often sooner.
4
Receive your funds
Money is disbursed to your Harborlight account fast.
Frequently asked questions
How much can I borrow?
Personal loans range from $1,000 to $100,000, depending on your income and credit profile.
Can I pay off my loan early?
Yes. You can repay early with no prepayment penalty after the first 12 months.
Is collateral required?
No. Our personal loans are unsecured, so no collateral or guarantor is needed.
Ready to borrow?
Apply for a personal loan today and get a decision within 24 hours.
