Harborlight Trust

Whether you are buying a home, growing a business or planning the next big chapter, Harborlight Trust offers loans designed around you. Compare our products, check your eligibility or apply online in minutes.

From 6.75% Lowest rate

Up to .5M Home loans

24 hrs Approval time

No collateral Most loans

Explore our loans

Personal Loans

Flexible borrowing for anything life throws your way.

11.50% Rate from (p.a.)

Loans up to $100,000
No collateral required
Tenure up to 60 months
Decision within 24 hours

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Business Loans

Working capital and growth funding for your business.

9.75% Rate from (p.a.)

Loans up to $500,000
Unsecured options
Tenure up to 84 months
Approval within 24 hours

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Mortgage Loans

Buy, build or renovate your dream home.

6.75% Rate from (p.a.)

Loans up to $1,500,000
Tenure up to 30 years
Funding up to 90% of value
Special first-time buyer rates

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Auto Loans

Finance a new or pre-owned car of your choice.

7.25% Rate from (p.a.)

Up to 100% on-road funding
Tenure up to 84 months
New and pre-owned cars
Approval within 24 hours

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Education Loans

Finance your studies at home or overseas.

8.75% Rate from (p.a.)

Loans up to $250,000
Repayment after course
Covers tuition and living costs
No prepayment penalty

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Compare All Loans

Compare rates, amounts and terms side by side.

5 loans Side-by-side

Personal, business and home
Rates and tenure at a glance
Full details for each loan
Apply in a few clicks

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Loan tools

Loan Calculator

Estimate your monthly EMI and total interest in seconds.

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Eligibility Checker

See how much you could borrow before you apply.

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How to apply in four steps

Choose your loan

Explore our products and pick what fits your goal.

Check eligibility

Use our tool for an instant borrowing estimate.

Apply online

Submit a secure application in minutes.

Get funded

Receive a fast decision and your funds.

Frequently asked questions

It depends on the loan type, from $1,000 personal loans up to $1,500,000 for home loans.

Most applications get a decision within 24 hours.

Personal, education and most business loans need no collateral.

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Explore your options or apply online in minutes.

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