Harborlight Trust | Savings Plans

Our savings plans automate the habit: fixed contributions, automatic transfers and a clear path to your goals. Set a plan once and let Harborlight Trust handle the rest.

$25 To start

$0 Monthly fee

Auto Round-ups

250k FDIC insured

Choose a savings plan

Goal Saver

Build toward a specific goal with a fixed plan.

From $25 Monthly contribution

Set your own target and timeline
Automatic monthly transfers
Progress tracking in the app
Free early withdrawals

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Automatic Savings Plan

Regular transfers that make saving effortless.

Any amount Flexible contribution

Choose weekly or monthly transfers
Round-ups on everyday spending
No setup or monthly fees
Pause or change anytime

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Kids Saver

Start your child on a lifelong saving habit.

$0 Monthly fee

Simple parent-managed account
Automatic allowance transfers
Educational tools in the app
Competitive interest rates

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Everything included

Set and Forget

Plans run automatically once you set them.

Flexible Rules

Pause, change or top up your plan anytime.

Milestone Alerts

Celebrate and stay on track with notifications.

Protected Goals

Savings are FDIC insured up to $250,000.

Rates & fees

Detail	Value
Minimum contribution	$25 per month
Automatic transfers	Weekly or monthly
Monthly fee	$0
Round-ups	Included on debit purchases
FDIC insurance	Up to $250,000

How to open in four steps

Choose a plan

Pick the plan that matches your goal.

Set your target

Decide the amount and timeline.

Automate

Transfers run automatically each period.

Track progress

Watch your goal get closer in the app.

Frequently asked questions

Yes. Adjust, pause or top up your plan anytime without fees.

Spare change from debit purchases is swept into your savings automatically.

Yes. Withdraw anytime, with no penalty on standard plans.

Start your savings plan

Set a plan today and let automation build your savings.

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